What Do You Do When You’re Served With A Florida Foreclosure Complaint? Well First, Don’t Panic, Foreclosures are a lot more complex in idea, than they tend to be in reality.
Once served with a Foreclosure Complaint in the State of Florida, a property owner should know that they have twenty (20) days to respond to the complaint. Failure to respond within the twenty (20) day window will allow the Bank to file a Motion for Default and you will ultimately lose your opportunity to respond.
If a property owner does respond to the Complaint, they can file a Motion to Dismiss if applicable or an Answer with Affirmative Defenses. By filing a Motion to Dismiss, the Bank must be able to defeat your Motion before they can proceed with their Foreclosure case. A Motion to Dismiss ONLY deals with the attacking of the four corners of the Foreclosure Complaint, so it is important that the homeowner only state in their Motion, information pertaining to the Bank’s allegations in the Foreclosure Complaint. If a homeowner chooses to file an Answer, they must state whether they admit or deny the Bank’s allegations in the Foreclosure Complaint.
If you are a property owner in South Florida and have been served with a Foreclosure Complaint, feel free to contact our relentless staff of Property Professionals at Creative Cash Homes Syndicate at (754)-777-8016 or via email at Info@creativecashhomes.com Our office lines are always open to help you, a friend, and or family member liberate themselves from the oppressive foreclosure process!